Let us Help Bring Your Plans to Life!
Tailored Personal Loans. Flexible solutions to meet your unique needs, with competitive rates and swift approvals.
Finance powered by
One Finance Australia has partnered with Ausloans, Australia's largest privately-owned finance group. Thanks to their smart Zink technology, we can quickly match you with over 40 different lenders and make the loan process simple, fast, and stress-free.
Key Features and Benefits
Getting a personal loan shouldn’t be a hassle. At One Finance, we’ve made it easy, quick to apply, clear to understand and tailored to fit your needs.
Loan Amounts
From $3,000 up to $80,000 to support your goals.
Flexible Terms
Choose repayment periods that suit you from 1 to 7 years.
Quick Access to Funds
Receive funds in as little as 24 hours upon finance approval.
Customer-First Approach
We work for you, not the banks, with access to over 40 lenders.
Personalised Rates
Interest rates tailored specific to your credit profile.
We’re With You All the Way
Finance can feel overwhelming, but you don’t have to do it alone.
Our Process
Have questions and want to talk to someone? We’re here to help. Start a quick chat with our team by clicking the chat icon at the bottom of the page, or give us a call on 1300 536 159. We’ll happily talk through your situation, answer any questions and help you explore the right finance options — no pressure, just guidance.
Apply Online
Get started with our easy online application, it takes just 10 minutes. No lengthy questions or paperwork. Just a quick way to help us understand what you need.
Speak with our Friendly Team
After you apply, one of our team members will reach out for a chat. We’ll talk through your goals, answer your questions and guide you through your next steps no jargon, just real help.
Access Funds
Once approved, your funds are on the way, often within 24 hours. We know timing matters, so we work fast to get you moving without delay.
Support Beyond the Loan
Have questions later? Need to talk something through? We’re still here. Our team is just a call or click away whenever you need a little extra support down the track.
What can we help you finance?
Here’s a look at some of our most popular finance options for our clients. Don’t see what you need? Let’s chat and we’ll find the right solution for you.
Our Partner Program is designed for businesses who want to offer fast, flexible finance solutions without the hassle. Whether you're in retail, health, home improvement, automotive, or beyond, we’ll work with you to support your clients and boost your revenue.
What's in it for you?
- Offer finance without needing a credit licence
- Easy online application your customers can complete in minutes
- Increase conversion and average transaction values
- Earn commission on every funded application
- Dedicated support from the One Finance team
- No merchant fees
Let's grow together.
Join the partner program below by booking a 30 minute initial consultation to find out more or give one of our friendly team a call on 1300 536 159.
Frequently Asked Questions
01.
What can I use a One Finance personal loan for?
You can use a One Finance personal loan for all kinds of life needs, from home renovations, travel and buying a car, to moving expenses, debt consolidation, weddings and medical bills.
Something else in mind? Let’s chat, chances are we can help!
02.
How much can I borrow?
One Finance offers personal loans ranging from $3,000 to $80,000. Your borrowing limit can be affected by your credit score and disposable income.
03.
What are the eligibility criteria?
To qualify for a One Finance personal loan, you must:
- Be aged 18 or over.
- Be an Australian citizen or permanent resident.
- Earn over $25,000 annually from a verifiable, regular income source.
- Maintain a good credit history.
Had a credit hiccup in the past? Don’t stress, give us a call. Everyone’s situation is different and we’re here to talk through your options without judgement.
04.
How do I apply?
Applying is straightforward:
- Apply Online - Only takes 2 - 3 minutes
Complete a quick application in just minutes, no lengthy questions, and no credit impact. - Upload Documents and Get Matched
Securely upload your documents from any device. Our smart tech instantly matches you with your best loan rate. - Get Approved
Same-day approval, fast processing. Once approved, you can receive your funds promptly.
05.
Are there any fees?
One Finance offers competitive rates and no early repayment fees, making it easier to pay off your loan sooner without penalties. Application fees may apply depending on your loan amount and term.
06.
Can I repay my loan early?
Yes, you can make early or extra repayments without additional costs.This could help you to save on the interest you pay over the life of the loan.
07.
How is my interest rate determined?
Your interest rate is personalised based on your credit history and financial situation. If you have demonstrated good credit behaviour, you may be offered a lower interest rate.
Still have questions?
No worries, finance can feel like a lot, but that’s what we’re here for.If there’s anything you’re unsure about, or if you just want to chat through your options, our friendly team is just a message or call away. No pressure, no jargon, just real people here to help.
Your loan options
In many cases, structuring your loans and finances appropriately is all about asking the right questions. See below our most popular client scenarios that best suits your current position.
Car
Are you looking for vehicle finance? Whether you need finance for personal or business use, One Finance is here to get you the best loan rates available amongst our lenders.
LEARN MORE
Caravan
Looking to buy a caravan for your next adventure with the family? One Finance work with multiple lenders and we can find you the best deals on new and used caravan finance.
LEARN MORE
Jet Ski
Do you enjoy the sun and sand? Need finance to get out on the water? At One Finance, we have flexible and affordable new and used jet ski finance options to suit any budget. We work for you to get you the best finance for your recreational activity.
LEARN MORE
Equipment
Whether you are looking to finance new or used commercial vehicles, machinery, or plant assets we've got you covered with a range of finance solutions to suit your needs and budget. Buy your commercial assets outright with a chattel mortgage or explore our leasing options to keep your cash flow where you need it most, in your business.
LEARN MORE
Ready to take the next step?
Take the leap, your goals are closer than you think.
Book a Free Consultation
