About Us

At One Finance Australia our clients benefit from over three decades of experience successfully getting home loans approved. We have relationships with over 30 different banks and lenders and access to hundreds of different loans. This means we can find you a home loan that fits your personal situation.

We guarantee that at every stage of your home loan application, we will provide you with reliable updates and constant guidance.

Being at the forefront of modern banking policies, we know which lenders will be best suited to your personal situation which is why we have such a high success rate getting loans approved the first time.

When done responsibly, borrowing money is a really beneficial way to grow your wealth and reach financial freedom. Lending gives all of us the chance to achieve things that otherwise may be out of reach.




Years Experience


Happy Clients


Accessible Lenders

Neil Higgins


Neil Higgins (C/Dec) has enjoyed a very successful career in finance between major bank management and senior broking roles. He has won industry awards over many years, and a speciality in arranging finance for everything from first home owners to large investment property portfolios.

He offers not only that depth of experience but aprofessional financial and legal network to support your overall experience. Ifyou need assistance with Accountancy, Financial and Estate planning, Conveyancingand/or general Legal advice, Personal Risk insurance to ensure your assets are  protected, and Property management, a referralto those services can be arranged.

On the social side, Neil is active with top grade competitive tennis and has accreditation as a tennis official. He loves a good white wine with maybe seafood, or a beer and a good old Aussie BBQ.

Make an Appointment with Neil

We negotiate better rates with more than 30 lenders for you.

Looking to see how much your repayments might be or how much you can borrow?

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Our Process

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Simply put, we get to know each other. This starts with a simple call, directly with our team who will uncover a little about your situation and your goals.

Once we're both on the same page a little more, typically we schedule an appointment, in the convenience of your own home where we can dive in deeper and present our strategy.

This is all obligation free, professional but also enjoyable and if nothing else - we promise you'll find some value in this process.If we both agree we are a good fit then we get to work with more complex assessments and strategies on your behalf.

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Strategy & Implementation

This is where the juices really start flowing, both for our team and yours. You dedicated One Finance partner jumps into action proposing the best long term plan to set some goals, grow your wealth and exceed your expectations now and in the future. A clearly defined roadmap is uncovered and activated.

We do all the heavy lifting by negotiating with the best in the business when it comes to finance, super, tax, home builders, mortgage lenders and make the necessary steps to start the ball rolling.

You start to reduce your existing costs, increase your wealth portfolio, improve cash flow and protect your assets.

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Dedicated Service

Once our clients are well on their way to success, it doesn't stop there. Your One Finance partner is dedicated to your success and long term strategy.

We focus on life long, mutually beneficial relationships and that is exactly what you get. Set and forget approaches don't work for most people and so we continuously identify opportunities to reach your goals sooner.  Most of our clients even have new goals at this stage and we're on hand to help you get there.

All insurances are thoroughly examined to ensure they meet your new asset value and you can be reassured that your future is now in your hands.

Don't wait any further, let One Finance Australia help you today.

Make an Appointment